
This banana cake has become my go to recipe whenever my family asks for a comforting dessert that feels like home but is secretly super simple to make. It is fluffy and rich with real banana flavor and smothered in decadent cream cheese frosting. Perfect for celebrations or for any afternoon when you find those forgotten bananas on your counter begging to be used.
The first time I made this was for my mom’s birthday She loves banana bread and was amazed how much a layer of frosting takes it up a notch Now my kids are the ones begging for the last slice before breakfast
Ingredients
- Ripe bananas: because they give maximum flavor and natural sweetness The darker the peel the better
- Fresh lemon juice: to keep the bananas bright and flavor fresh
- All purpose flour: creates structure without heaviness Choose unbleached for a softer crumb
- Baking soda: lifts the cake and prevents it from being dense
- Pinch of salt: balances all the flavors and makes the sweetness pop
- Softened butter: for both cake and frosting For depth and that classic homemade taste Use real butter not margarine
- Granulated sugar: keeps the crumb tender and sweet Look for fine sugar that creams smoothly
- Large eggs: bind the batter and add richness Pick fresh eggs with golden yolks for the best color
- Vanilla extract: enhances everything Use pure vanilla for the most real flavor
- Buttermilk: brings a tangy softness and helps the cake rise If you do not have it you can use milk mixed with a splash of lemon
- Cream cheese: for the frosting Choose full fat blocks for thick creamy results
- Icing sugar: makes the frosting light as air Sift it to ensure lump free frosting
Instructions
- Prepare the Pan:
- Grease a 9 by 13 inch pan lightly with butter and dust it with flour Tap out excess for easy cake removal
- Mix the Bananas:
- In a small bowl mash ripe bananas until nearly smooth with some texture Stir in lemon juice to prevent browning This step keeps the banana flavor clean
- Combine Dry Ingredients:
- In a medium bowl whisk flour baking soda and salt together until evenly combined This helps prevent lumps later on
- Cream Butter and Sugar:
- In a large bowl use an electric mixer to beat softened butter and sugar for about four to five minutes The mixture should look pale and fluffy This creates the cake’s light texture
- Add Eggs and Vanilla:
- Crack in the eggs one by one beating each fully before the next Stir in the vanilla The batter will look satiny and thick
- Alternate Flour and Buttermilk:
- Add a third of the flour mixture followed by half the buttermilk Repeat this pattern ending with the last bit of flour Mix gently to keep the batter tender
- Fold in Bananas:
- Pour in the banana lemon mixture and fold softly into the batter so it is even but not overmixed
- Bake:
- Transfer the batter to your prepared pan and spread it evenly Place in a preheated oven at 275 Fahrenheit and bake for about one hour Test with a toothpick in the center It should come out clean but moist
- Flash Chill:
- Right when the cake is done carefully set the hot pan in the freezer for forty five minutes This keeps the crumb extra moist and dense in the best way
- Make the Frosting:
- In a clean bowl beat softened butter and cream cheese until blended and fluffy Add vanilla then sifted icing sugar Start beating on low to combine then on high until totally smooth and luscious
- Frost the Cake:
- When the cake is completely cool spread the frosting over the top with a spatula For extra flair add chopped walnuts or cute sugar hearts

My favorite ingredient is that tangy block of cream cheese It reminds me of Sunday baking sessions with my Nana We would both sneak spoonfuls of frosting straight from the bowl For us the cake was almost just an excuse
Storage Tips
Keep the frosted cake covered in the fridge It stays fresh and moist for up to four days For longer storage wrap slices individually and freeze for up to two months Bring them to room temperature before eating A sprinkle of fresh walnuts just before serving is a nice touch
Ingredient Substitutions
No buttermilk Try sour cream thinned with a splash of milk or use regular milk with a teaspoon of vinegar For a nut free version simply leave off any walnut garnish You can also swap the cream cheese frosting for a simple vanilla glaze if you prefer Gluten free flour blends work well here as long as you choose one with xanthan gum to maintain the structure
Serving Suggestions
Serve each slice with a handful of berries for breakfast or brunch For dessert warm a piece briefly and add a scoop of vanilla or cinnamon ice cream Dress it up for birthdays with sprinkles or festive cake toppers
Cultural Historical Context
Banana cakes are beloved across many cultures for turning overripe fruit into pure comfort In the United States banana cake recipes became popular in the 1930s as a way to use up food and add something sweet to the family table That tradition lives on whenever someone saves just one more banana from the compost
Seasonal Adaptations
Add a sprinkle of cinnamon or nutmeg in autumn for warmth Stir in blueberries or diced strawberries in the summer for fresh flavor Decorate with edible flowers in spring for a pretty touch

There is a reason this recipe gets constant repeat requests in my kitchen It brings back sweet memories for me and always leaves a few sticky fingers at the table which if you ask me is a good sign every time
Recipe Q&A
- → How can I ensure my banana cake stays moist?
Cooling the cake in the freezer immediately after baking locks in moisture, giving a tender, soft texture.
- → What type of bananas work best?
Use very ripe bananas with brown spots for maximum sweetness and flavor in your cake.
- → Can I prepare the frosting ahead of time?
Yes, the cream cheese frosting can be made in advance and refrigerated. Let it soften before spreading.
- → Can I add nuts or other toppings?
Chopped walnuts or decorative hearts add texture and visual appeal, but are optional based on preference.
- → Is buttermilk essential for the batter?
Buttermilk adds tenderness and tang; you can substitute with milk plus a splash of lemon juice if needed.